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Ally Bank Accounts and Rates

No account minimums

No monthly maintenance fees

Competitive rates

The best part of an Ally Savings Account is its tools that help you save better and faster.

Organize using buckets.

Dedicate parts of your savings to whatever you want (or want to do). No multiple bank accounts or hard math required.

Optimize with boosters.

Surprise Savings, Round Ups, and recurring transfers can help accelerate your savings by putting part of your strategy on autopilot.


  • Best for: Organizing and maximizing your savings using buckets and boosters. Access your money at any time.

Annual Percentage Yield

% on all balance tiers

  • Ten withdrawals limited per statement cycle;  About the transaction limit

  • Rate is variable and may change after the account is opened

  • Unlimited deposits

  • Fees may reduce earnings

Annual Percentage Yields (APYs) displayed are accurate as of .

Not Sure Where to Start? Let us help you find the right place for your money.